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undergraduate thesis
OBRAČUN KAMATA KOD KOMERCIJALNIH KREDITA
2021. urn:nbn:hr:112:404772
Landeka, Ivana
Polytehnic in Pozega
Social department

Cite this document

Landeka, I. (2021). OBRAČUN KAMATA KOD KOMERCIJALNIH KREDITA (Undergraduate thesis). Požega: Polytehnic in Pozega. Retrieved from https://urn.nsk.hr/urn:nbn:hr:112:404772

Landeka, Ivana. "OBRAČUN KAMATA KOD KOMERCIJALNIH KREDITA." Undergraduate thesis, Polytehnic in Pozega, 2021. https://urn.nsk.hr/urn:nbn:hr:112:404772

Landeka, Ivana. "OBRAČUN KAMATA KOD KOMERCIJALNIH KREDITA." Undergraduate thesis, Polytehnic in Pozega, 2021. https://urn.nsk.hr/urn:nbn:hr:112:404772

Landeka, I. (2021). 'OBRAČUN KAMATA KOD KOMERCIJALNIH KREDITA', Undergraduate thesis, Polytehnic in Pozega, accessed 31 March 2025, https://urn.nsk.hr/urn:nbn:hr:112:404772

Landeka I. OBRAČUN KAMATA KOD KOMERCIJALNIH KREDITA [Undergraduate thesis]. Požega: Polytehnic in Pozega; 2021 [cited 2025 March 31] Available at: https://urn.nsk.hr/urn:nbn:hr:112:404772

I. Landeka, "OBRAČUN KAMATA KOD KOMERCIJALNIH KREDITA", Undergraduate thesis, Polytehnic in Pozega, Požega, 2021. Available at: https://urn.nsk.hr/urn:nbn:hr:112:404772

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Metadata
TitleOBRAČUN KAMATA KOD KOMERCIJALNIH KREDITA
Title (english)COMMERCIAL LOANS INTEREST CALCULATION
AuthorIvana Landeka
MentorBojan Radišić (mentor)
Committee memberMarko Šostar (predsjednik povjerenstva)
Committee memberBojan Radišić (član povjerenstva)
Committee memberKatarina Štavlić (član povjerenstva)
GranterPolytehnic in Pozega
(Social department)
Požega
Defense date and country2021-03-22, Croatia
Scientific / art field,
discipline and subdiscipline		NATURAL SCIENCES
Mathematics
Abstract
Završni rad obrađuje temu obračuna kamata kod komercijalnih kredita. U zakonskim propisima Republike Hrvatske evidentirano je da postoji relativni i konformni kamatnjak. Primjena relativnog i konformnog obračuna rezultira različitim iznosom obračunate kamate te i ukupnog iznosa koji dužnik mora vratiti banci. Međutim, zakonom nije regulirano koji kamatnjak banka mora koristiti kod obračuna kamata na kredite te je cilj ovog rada dati prikaz primjera načina otplate kredita ili zajma i... More obračuna kamata. Primjeri obračuna pokazuju primjenu relativnog i konformnog kamatnjaka pri otplati kredita (zajma) u jednakim anuitetima i jednakim otplatnim kvotama, uz dekurzivni način obračuna. Rezultati pokazuju da postoji razlika u iznosu obračunatih kamata korištenjem relativnog i konformnog kamatnjaka i u načinu otplate kredita. U radu su prikazani raspoloživi podaci o načinu obračuna kamata i načinu otplate kredita hrvatskih banaka. Less
Abstract (english)
The final paper deals with the topic of interest calculation for commercial loans and credits. It is evident from the legal regulations of the Republic of Croatia that there is a relative and conformal interest rate. The application of the relative and conformal calculation results in a different amount of accrued interest and in the total amount that the debtor must repay to the bank. However, the law does not regulate which interest rate a bank must use when calculating interest... More on loans, and the aim of this paper is to provide examples of loan or credit repayment method and interest calculation method. Examples of the calculation show the application of relative and conformal interest rates when repaying a loan (credit) in equal annuities and equal repayment quotas, by applying a decursive method of calculation. The results show that there is a difference in the amount of accrued interest when using the relative and conformal interest rates and method of loan repayment. The paper presents the available data on the method of interest calculation and the method of loan repayment used by the Croatian banks. Less
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:112:404772
Study programmeTitle: Professional study of Commerce
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsAccess restricted to students and staff of home institution
Terms of useLicence In copyright icon
Created on2022-10-06 07:28:23
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