Clearing processes are payments that terminate a monetary obligation by offsetting or replacing the fulfillment, or by a change on the part of creditors and debtors, and other forms of mutual settlement of obligations and receivables. Clearing process is made by compensation, cession, assignment, debt assumption and other forms of settlement of mutual monetary obligations and receivables. Entrepreneurs often use monthly payments to maintain the company's liquidity and collect demand for which payability is suspected. Clearing processes are also allowed in business with non-residents, with certain exceptions, but they are not allowed at the time when the debtor is blocked. Clearing processes with craftsmen and free professions are especially trendy in conditions of reduced liquidity, where craftsmen often try to settle their demand and liabilities by compensation. However, cession is also one of the methods of clearing processes in which craftsmen, companies and citizens can be included as participants in payment operations, or in other words participants in cession.